About Us
More Than Finance,
A Journey of Empowerment
Since 2010, we’ve been dedicated to delivering exceptional service and empowering communities.
People’s Micro-Commerce Ltd (PML), a fully owned subsidiary of Peoples Leasing & Finance PLC, is a leading microfinance service provider dedicated to serving underserved urban and rural communities beyond the reach of traditional banking institutions. In addition to offering tailored financial solutions, we provide comprehensive non-financial support, including skill development, business advisory services, and community empowerment programs, all designed to enable our clients to achieve sustainable growth and long-term success.
Our Products
What We’re Offering
Vehicle Loan
Finance your new vehicle, upgrade an existing one, or get cash by refinancing your own. This loan supports multiple vehicle categories.
Diriya Loan
Fast and easy emergency loan secured by your vehicle’s CR. Quick approvals and minimal paperwork when you need it most.
Business Loan
Support for starting, expanding, or strengthening small businesses. Tailored funding solutions for entrepreneurs with big ambitions.
Diriya Kantha
Empowering women through accessible financing to start or grow their businesses. Designed to support female entrepreneurs with flexible terms.
Island-wide Branch Network
Our extensive island-wide branch network ensures that People’s Micro-Commerce services are accessible to communities across both urban and rural areas.
Well Experienced Management
Our experienced management team brings expertise and dedication, ensuring People’s Micro-Commerce delivers reliable and client-focused financial solutions.
Well Developed IT System
Our well-developed IT system ensures secure, efficient, and seamless delivery of financial services, enhancing convenience and accessibility for our clients.
Our Values
Commitment
Trustworthy
Accountability
Loyalty
Honesty
Efficiency
Confidentiality
Reliability
Promotions
Engagement on Regulatory Developments in the Micro Insurance Sector.
The Management of PML and the members of The Insurance Regulatory Commission of Sri Lanka (IRCSL) recently held a successful
PML Gampola Welcomes Directors of Berendina Stichting & Berendina Micro Investments
We were honoured to welcome the directors of Berendina Stichting (Netherlands) and Berendina Micro Investments Company Limited (Sri Lanka) to
Celebrating Growth & New Beginnings!
We proudly opened our 12th Standalone Branch in Ginigathhena on 14th October 2025, marking another remarkable milestone in our journey
CALCULATE YOUR RATE
Estimate your monthly payment
Use our loan calculator to estimate your monthly installments easily. Plan your finances with confidence and find the loan option that fits your needs.
Tender and Auction
Explore current tenders and auctions to discover valuable opportunities. Participate with confidence through our transparent and efficient processes.
Our latest news
Engagement on Regulatory Developments in the Micro Insurance Sector.
The Management of PML and the members of The Insurance Regulatory Commission of Sri Lanka (IRCSL) recently held a successful
PML Gampola Welcomes Directors of Berendina Stichting & Berendina Micro Investments
We were honoured to welcome the directors of Berendina Stichting (Netherlands) and Berendina Micro Investments Company Limited (Sri Lanka) to
Celebrating Growth & New Beginnings!
We proudly opened our 12th Standalone Branch in Ginigathhena on 14th October 2025, marking another remarkable milestone in our journey
Our Testimonials
What Our Clients Talk About Us
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John Doe
Sample Company